MJS Mortgage Broker

Valuation & Surveys

Valuation for Mortgage Purposes

A Valuation for Mortgage Purposes is not a survey. It’s based on a limited inspection to confirm its Market Value. This report is designed for the lender only although you would normally receive a copy. In most cases you would also be expected to pay for this.

Please note that if you proceed with a Valuation for Mortgage Purposes it may not mention matters that could affect your decision to buy.

HomeBuyer Report

This type of survey is generally suitable for conventional properties in type and construction built within the last 150 years, which are in reasonable condition. It focuses on essentials and points to any defects or problems which are significant or in need of expert attention.

Building Survey

This is suitable for all types of property and is especially recommended for:

• Listed buildings

• Older properties

• Buildings constructed in an unusual way, however old they are

• Properties you plan to renovate or alter in any way

• Properties that have had extensive alterations.

It examines all accessible parts of the property – and you can ask to have specific areas included, so it covers any particular concerns you have about the building. It is a product which can be tailored to your needs, agreed between you and your surveyor.

Below are some links to sample files

 The FCA does not regulate valuation or surveying services and we act as introducers only for them.

how can we help you?

Contact the team at MJS Mortgages for further information or a FREE Initial Consultation.

When title issues arose, Kate went above her usual duty to explain and resolve. Without her expertise and been on top of the game all the way through we certainly would not have moved as quickly as we did. I think she is fantastic and have no hesitation in recommending her.

B Hynes May 2018

Your home may be repossessed if you do not keep up repayments on your mortgage.