MJS Mortgage Broker

Valuation & Surveys

Valuation for Mortgage Purposes

A Valuation for Mortgage Purposes is not a survey. It’s based on a limited inspection to confirm its Market Value. This report is designed for the lender only although you would normally receive a copy. In most cases you would also be expected to pay for this.

Please note that if you proceed with a Valuation for Mortgage Purposes it may not mention matters that could affect your decision to buy.

HomeBuyer Report

This type of survey is generally suitable for conventional properties in type and construction built within the last 150 years, which are in reasonable condition. It focuses on essentials and points to any defects or problems which are significant or in need of expert attention.

Building Survey

This is suitable for all types of property and is especially recommended for:

• Listed buildings

• Older properties

• Buildings constructed in an unusual way, however old they are

• Properties you plan to renovate or alter in any way

• Properties that have had extensive alterations.

It examines all accessible parts of the property – and you can ask to have specific areas included, so it covers any particular concerns you have about the building. It is a product which can be tailored to your needs, agreed between you and your surveyor.

Below are some links to sample files

 The FCA does not regulate valuation or surveying services and we act as introducers only for them.

how can we help you?

Contact the team at MJS Mortgages for further information or a FREE Initial Consultation.

A lot of our friends said there wasn’t a need for a mortgage advisor- they suggested going to the banks first & save our money. Fact is that MJS Mortgages actually saved us money & importantly took all the anxiety out of the equation. I doubt there is a high street mortgage lender out there who’s willing to answer all of our questions frankly but respectfully at 7pm in the evening. Every aspect of our mortgage application where MJS Mortgages were concerned was an absolute pleasure & although we didn’t buy an expensive house, we were never treated like we weren’t worth the effort. Buying a house, especially your first, is supposed to be one of the big stresses in life. Ours wasn’t. I’d like to credit that fact entirely to the folks at MJS. We can’t recommend them highly enough.

M & E Whitwam
, May 2017

Your home may be repossessed if you do not keep up repayments on your mortgage.