Mortgage and Financial advice in Richmond



There are many forms of protection including: 

Mortgage Protection

A decreasing life insurance product that helps repay your mortgage in the event of death during the plan term. Options can include mortgage premium protection and critical illness.

Level Term Assurance 

Term Assurance pays out a guaranteed cash sum in the event of death of the life covered during the plan term. It is designed to help you protect your standard of living for your family and dependants. It can be selected with a range of options including premium protection and critical illness.

Critical Illness Cover 

A cash sum payable on diagnosis of a specified illness during the plan term. Critical illness can be chosen as an additional option on a Level Term assurance or Mortgage Protection plan, or as a stand alone policy.

Income Protection

Income Protection is designed to provide a regular income if you are unable to work through illness or accidental injury leading to a loss of earnings.

We  offer products from a range of insurers for Term Assurance, Critical Illness, Non profit Whole of Life, Income Protection and Private Medical Insurance.

Ask us for a list of the insurers we offer insurance from.

how can we help you?

Contact the team at MJS Mortgages for further information or a FREE Initial Consultation.

A lot of our friends said there wasn’t a need for a mortgage advisor- they suggested going to the banks first & save our money. Fact is that MJS Mortgages actually saved us money & importantly took all the anxiety out of the equation. I doubt there is a high street mortgage lender out there who’s willing to answer all of our questions frankly but respectfully at 7pm in the evening. Every aspect of our mortgage application where MJS Mortgages were concerned was an absolute pleasure & although we didn’t buy an expensive house, we were never treated like we weren’t worth the effort. Buying a house, especially your first, is supposed to be one of the big stresses in life. Ours wasn’t. I’d like to credit that fact entirely to the folks at MJS. We can’t recommend them highly enough.

M & E Whitwam
, May 2017

your home may be repossessed if you do not keep up repayments on your mortgage.